Enjoy full control on your earnings and transactions with the innovative and most reliable mobile wallet app available for South African users exclusively. Lokal – Open Banking Mobile Wallet App is designed to enable you send payments swiftly, perform small business transactions easily, buy airtime whenever you like, make bill payment online and enjoy many other mobile pay perks from any place, at any time. The Lokal Digital Wallet is a powerful open banking wallet app for next-generation shoppers, business owners and consumers.